Why cat insurance anyway? Your cat is an important part of your family. So if something happens, your cat deserves the best care. For example, if you have a new kitten? These are often extra vulnerable to diseases and parasites when they leave the nest, despite the vaccinations. It is also strongly recommended to get the 3rd vaccination at 1 year. The medical costs for your new kitten can quickly add up. Fortunately, with pet insurance you are insured against these unexpected medical costs. This way you avoid having to pay the total costs yourself and the care for your cat is more affordable.
The cost of insurance differs per insurance company and breed. Some breeds are more susceptible to certain conditions. The cost of cat insurance depends on the breed or crossbreed, but also on the weight and age of the cat. A heavier cat has a higher health risk. You therefore pay a little more premium. Older cats also have a higher health risk. The premium may differ slightly from year to year based on age, for example. Most medically necessary costs are covered by pet insurance for your cat. But what is and what isn't insured? Here are some examples.
What is insured:
Consultation
Necessary operations, including examination and resources
Medications prescribed by the vet
What is not insured:
Medicines that are not registered in your country
Existing complaints or conditions that exist before applying for the insurance
Take into account a waiting period after taking out the insurance